The top 33 Fintech startups in Europe on LinkedIn in 2022

33 fintech companies feature on LinkedIn’s second annual list of top startups, a ranking of companies from 13 European countries that it says are getting attention.

The rankings were compiled using LinkedIn data in four areas: employee growth, job seeker interest, employee engagement, and their ability to attract talent from other major companies.

France leads the ranking with six fintech companies represented, followed by Switzerland and Italy with four fintech companies each. There were no fintech companies on the Swedish list this year.

Danish Pleo, French Swile, Irish Wayflyer, Portuguese Coverflex, Swiss Sygnum Bank and British Monzo ranked first in their respective countries.

Meet the 33 best fintech startups in Europe on LinkedIn:

Credi2 (Austria)


Credi2 specializes in integrated financing solutions for “buy now, pay later” and subscriptions. Founded in 2015, its clients include Volkswagen Bank, Raiffeisen Bank International and Apple.

Ready2order (Austria)


Ready2order provides modular point-of-sale and payment solutions for small and medium-sized businesses in Germany and Austria that work on any end device, including smartphones and tablets.

Fiskaly (Austria)


fiskaly offers cloud-based solutions for all aspects of receipt. Its infrastructure focuses on localization and compliance with country-specific laws, and is designed to work without any additional hardware.

Qover (Belgium)


Qover creates integrated insurance products using open APIs. Founded in 2016 and based in Brussels, the company’s digital insurance offering is active in 32 countries in Europe.

Pleo (Denmark)


Pleo is a business expense platform that provides physical and virtual corporate cards, as well as invoice and expense management solutions. The company raised $350 million last year at a valuation of $4.7 billion.

Swile (France)


Swile develops business expense and benefits solutions that include an employee card and employee engagement app. The company last raised $200 million from Softbank in October 2021.

Qonto (France)


Qonto is a business financing solution for SMEs and freelancers with banking, accounting and payment functionalities. The company raised €486 million in Series D funding in January 2022 at a valuation of €4.4 billion.

Payfit (France)

PayFit France

PayFit is payroll and HR management software for companies with up to 500 employees. The company last raised €254 million in Series E funding in January 2022 at a valuation of €1.82 billion.

Silver (France)


Silvr is an alternative funding platform for digital entrepreneurs. The company says it can process applications in less than 24 hours and borrowers can make repayments based on their income.

Masteos (France)


Masteos is a real estate investment management startup that helps users find, buy, renovate, furnish and rent properties on its app. Founded in 2019, the company last raised €40 million in June 2022.

Bean (France)


Beanstock is a marketplace for investing and managing rental properties. Founded in 2020, the company raised a Series A round of €12 million in April 2022.

Moss (Germany)

foam |  All-in-one expense management

Moss is an expense and financial management solution with business credit cards, invoice management, and automated accounting features. The company last raised US$149 million in January 2022.

Beehive (Germany)


Hive offers e-commerce businesses cloud-based software to manage their inventory, orders, and returns. The platform also integrates with store platforms, marketplaces, and ERPs to automate order fulfillment.

Wayflyer (Ireland)


Wayflyer helps e-commerce businesses access working capital, improve cash flow, and drive sales using financing and analytics solutions. Founded in 2019, the startup became Ireland’s sixth unicorn in February 2022.

Tegus (Ireland)

Te Gus

Tegus provides a platform for institutional investors and companies to gain industry insights and competitive intelligence. Founded in 2017, the company last raised a funding round of €92 million at the end of 2021.

Banca AideXa (Italy)

Bank HelpXa

AideXa is an SME finance platform offering loans and investment-related services to small businesses and Italian VAT numbers. The company was founded in 2020 and raised €45 million in seed funding.

Start Finance (Italy)

finance start

Starting Finance is a financial literacy company for millennials with a stock market simulation app. Founded in 2018, the company is said to have over 500,000 users.

Scalapay (Italy)


Scalapay is a buy it now, pay later (BNPL) that allows users to pay in three monthly installments. Founded in 2019, the company has raised $727m to date, including a Series A round of $155m in 2021.

Casavo (Italy)


Casavo is a real estate marketplace that connects buyers, sellers and real estate operators such as brokers, banks and renovation companies. The company raised $410 million in funding in July 2022.

Bitvavo (Netherlands)


Bitvavo is a cryptocurrency trading platform. Founded in 2018, the platform allows users to buy, sell and store over 175 digital assets and claims to process 10 billion euros in transactions every month.

Fourth Line (Netherlands)

Fourth line

Fourthline offers an end-to-end Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance solution to regulated institutions such as banks, fintechs and brokers.

Coverflex (Portugal)


Coverflex is a compensation management platform for employees that integrates all components of compensation, including benefits, meal allowances, insurance, and discounts.

CASAFARI (Portugal)


CASAFARI is a real estate data platform that claims to index, aggregate and analyze 250 million listings from 30,000 sources. Founded in 2018, the company last raised a Series A of US$15 million in 2021.

Sensei (Portugal)


Sensei provides cashierless payment solutions to allow customers to be automatically billed when they leave the store. Founded in 2017, the company raised US$6.5 million in seed funding in 2021.

Cobea (Spain)


Cobee develops a flexible compensation platform that automates and simplifies benefits management. Founded in 2019, the company last raised a Series A of €14 million in 2021.

Sygnum Bank (Switzerland)

Sygnum Bank

Sygnum is a digital asset specialist with a Swiss banking license and a capital markets services license in Singapore. Founded in 2017, the group last raised US$90 million at a valuation of US$800 million in early 2022.

Monzo (UK)

Monzo Bank

Monzo is a digital bank for individuals and businesses. The company recently launched a buy it now, pay later (BNPL) service and raised a US$500 million Series H at a valuation of US$4.5 billion in 2021.

Primer (UK)


Primer is a no-code payments and commerce automation platform that allows merchants to streamline their checkout workflows. Founded in 2020, the company raised US$50 million in 2021.

Check out the top fintech startups in the Middle East on LinkedIn here.

Printable, PDF and email version

About Wanda Dufresne

Check Also

Africa hurt in COP27 climate finance negotiations

Venue for the 2022 United Nations Climate Change Conference in Sharm el-Sheikh, Egypt. [Carole Kimutai, …