Swedish regulator warns licensees against offering credit games | Responsible gambling


The Swedish Gaming Inspectorate (Spelinspektionen) has issued guidelines for licensees specifying what constitutes credit gambling.

The regulator highlighted its credit gambling guidelines outlined in the Swedish Gambling Act 2018, Chapter 14, Section 1.

This section clarifies that gambling on credit does not comply with Spelinspektionen’s duty of care provisions, which he described earlier today.

Credit gambling is already banned in Sweden, but Spelinspektionen felt the need to point out that certain payment solutions in addition to the use of credit cards or loans are considered to use credit.

In particular, Spelinspektionen clarified that mobile payments in which deposits are made on mobile and the cost of which is added to the bill for mobile payments fall under the category of credit. This means that these types of mobile payments cannot be used for gaming purposes, although direct mobile payments are allowed.

He also pointed out that any payment solution such as an e-wallet would not be allowed if credit cards were the solution’s only financing options.

The regulator also reminded licensees that gambling activities must have limited negative consequences, which are found in Chapter 3, Section 1 of the Gaming Law, and that gambling on credit can lead to “major dangerous consequences” .

In addition, Spelinspektionen warned that licensees must not promote any form of gambling on credit in order to adhere to the gambling law.


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NB This English text is an unofficial translation of the Swedish original of the invitation …

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